ABOUT
Giving Credit is the community finance credit reporting agency.
Our mobile app facilitates and rewards peer lending in financially excluded communities, collects and aggregates community finance data, partners with financial institutions to use community finance data for the underwriting of mainstream credit products.
How our app works
Leverage community finance
Collects and aggregates community finance data to serve previously underserved communities.
Easier peer lending
Facilitates and rewards peer-lending in financially excluded communities.
Financial partners
Partners with financial institutions to use community finance data for the underwriting of mainstream credit products.
Expanding access to mainstream credit
Low-income communities engage in community finance, showing their credit reliability every day. The mainstream credit system has no visibility into this. We’re on a mission to change that!
45M
people in the U.S. who are credit invisible
$9.1B
extracted by payday lenders annually
90%
of low income people borrow from peers
Ready to get involved?
With community finance data, we can expand access to high-quality, wealth-building products for 108 million people in the United States.