PARTNER WITH US
Get affordable capital into your community's hands, without the administrative burden of managing it yourself.
Whether that's a 0% interest loan for your employees, a lending circle for your members, or a cash transfer for the people you organize alongside, Giving Credit handles the infrastructure so you can focus on the work.
HOW IT WORKS
Your community builds credit
Invite your community to join Giving Credit through a co-branded landing page and customizable marketing materials. You can get started right away at no cost to you or your clients. Peer loans can now be part of their credit history!
We handle the back-end
Applications, payment processing, and repayment tracking all run through the Giving Credit platform. No new staff, no new systems.
Set up your fund
Choose your fund type, set your terms, and define your eligibility requirements.
WHAT YOU CAN OFFER
Lending Circles
Members contribute to a shared pool and take turns receiving the full amount. Giving Credit provides the structure, tracking, and reporting.
0% Interest Loan Fund
Extend direct loans to your employees, members, or clients at zero interest. You set the amount, the terms, and who qualifies. We handle everything else.
Cash Transfer Fund
Deliver direct cash assistance to the people you serve, without the administrative overhead. Every transfer is recorded and can count toward a borrower's Giving Credit Report.
CASE STUDY
Community Capital at Work
VOA SELA employs home health care workers across Southeast Louisiana, most earning $20 an hour or less. When cash-flow emergencies hit, their options were a payroll advance from HR or a payday lender charging 410% APR.
In partnership with Giving Credit, VOA SELA launched a 0% interest employee loan fund, with applications, approvals, and repayments running through the Giving Credit platform. In the first year, employees used their loans for rent, groceries, car repairs, and hurricane evacuation costs.
$62K+ in total loans
$12K+ saved in interest and fees
0 loan defaults
Ready to fund your community?
The capital you extend does more than meet an immediate need. Every loan repaid, every transfer received, every lending circle completed builds a financial history through Giving Credit that your community can take to mainstream lenders. Let's talk about setting up your fund.
Current Partners
