DATA REPORTING
Character and community-based credit reports
Do you have access to community finance data for your clients or customers? If so, you can partner with us to report community finance activities and help build your members' community credit reports.
COMMUNITY FINANCE DATA
What is community finance?
Community finance is lending, borrowing, and resource pooling between friends, family, neighbors, co-workers, and companies within trusted social networks.
Peer-to-peer loans
Savings and lending circles
Rent payments to roommate, rent-to-own, down payment assistance, etc.
Bartering or exchanging services
Small business loans from family and friends
Character and relationship-based loans from banks, credit unions, and CDFIs
It is mutual aid, and it is real finance. Financial and lending decisions are based on character, not wealth or race. It is the oldest form of banking, yet it is hidden from the mainstream credit market. We can change that, together.
HOW WE PARTNER
REPORT DATA
Do you have access to community finance data for your clients or customers? Do you make character-based loans? Do you lend but choose not to report to the mainstream credit bureaus?
If so, you can partner with us to report community finance activities and help build community credit reports for your members and clients.
UNDERWRITING DATA
Financial institutions struggle to serve low-income individuals because they are missing critical credit data. Community finance data can help you better assess the credit risk of consumers and help provide high-quality, low-cost financial products to meet their financial needs. Access the community credit reports of your clients and members.
