Giving Credit Report is FCRA-Compliant

We’re excited to share a major milestone for Giving Credit 🎉

The Giving Credit Report is now FCRA-compliant.

This means lenders can confidently use verified community and peer lending data in underwriting, and consumers can safely share a report that reflects their real financial trust and responsibility.

💡 What makes it different?
The Giving Credit Report is the only consumer credit report that compiles and verifies community and peer loans, capturing creditworthiness built through trusted social networks, not just traditional financial systems.

✔️ Community finance data
✔️ Character-based insights
✔️ Consumer-controlled and easy to understand
✔️ Fully compliant with the Fair Credit Reporting Act

Credit should reflect how people actually support and repay one another. This milestone brings us one step closer to a more inclusive and accurate financial system.